How to combine coupons

Coupons used on their own doesn’t necessarily mean that you’re going to save huge amounts of money every week, not unless you know how to combine them with each other and instore offers. That’s what determines your final savings and out of pocket expense. If you use a coupon on an item while it’s full price and without any other vouchers or rebates, then that’s a wasted effort and certainly a wasted coupon. Let’s say that you’re going to buy two packs of canned mackerel because you have two 50p off coupons for brand X. The full price for one pack of mackerel is 1.50£ and if you use the coupon it would make your final price 1£. Let’s say that the coupon is valid for 30 days, do you buy it now if you only printed the coupon today or a couple of days ago? No, this is the time to wait and see if it goes on sale in your shop or in any of the other stores that you shop in. If you wait two weeks and see that Morrisons have mackerel on sale for 1£ per can instead of their regular price of 1.50£, then this is where you want to go and buy the two cans. You get the two cans and use both your coupons and end up paying 1£ for both cans. If you would have bought them two weeks ago at full price at shop number one then you’d have paid 2£ after coupons, now you end up 1£ instead – a 66% saving instead of 33%. Now, imagine if you’d have other coupons or rebates that you can combine with the manufacturer’s coupon – that could give you even greater savings or even free food. I’m going to go through the most common ways that you can combine coupons, instore sales and rebates, as long as the coupons allow it. Make sure to read the coupon and see if you can add other coupons to your purchase, or if you can only use one coupon per item. Remember that this usually means money off coupons and not points coupons – you can combine a point coupon with a manufacturer’s coupon.

  1. Peelie and manufacturer coupon

No, you can’t use them both since they’re both manufacturers’ coupons, but with different names and looks. They’re still coupons made by the manufacturer of product that you’re about to buy.

  1. BOGO + manufacturers coupons

This varies from chain to chain, so be sure to ask the particular shop that you’re in – it depends on what the management says. If they say no, then respect that. It can also depend if it’s a Buy One Get One free or if it’s a Buy One Get One half price. Be sure to ask for their policy for both occasions – BOGO free and BOGO half price. Make sure that you get the answer in writing if you’re asking the management, then you have an official letter that is more valid than words and can’t be refused.

  1. Manufacturer coupon + instore coupon

Generally yes, since they’re two different things, instore coupons comes from the shop and manufacturers coupons from the manufacturer. If you get Catalinas, then they’re instore coupons that comes from a manufacturer but can be used with a manufacturer coupon. Read the manufacturer coupon and if it says something like “one coupon per item”, it most often means that you can’t combine two manufacturer’s coupons.

  1. Instore coupon + points coupon

Depends on what kind of coupon it is. You can’t use two X amount of points – those coupons that say 2, 3, 4 or 5 times the points that you earn in a transaction – but you can use a paper coupon that states “get 200 points for buying Catty’s cat food” with a digital voucher that’s loaded to your loyalty card and says “get 50 points if you buy a Catty’s cat food”. Plus, you can add those X times the points earned in a transaction in the end too, but just one.

  1. Rebate + manufacturer coupon

Yes, you can use these together since you’re not actually using them at the same time. Just use the coupon as usual at the register, save your receipt and then scan it into the rebate app to get that retroactive cashback.

  1. Rebate + instore coupon

Yes again. This is just the same as the example above. Use the coupon instore, get the receipt and scan it in the rebate app.

  1. Rebate + manufacturer coupon + instore coupon

This is the third yes. If the manufacturer coupon allows that you stack an instore coupon to it, then you can get an extremely good deal and quite possibly a freebie or a moneymaker. Getting all three in combination with a sales price is the best thing and all though it doesn’t happen very often, it can still happen.


How to write to companies!

People always ask me how I get my coupons and tell me that they can’t find it. I have the same problem, there aren’t that many coupons online, at least not if you live in the U.K. like I do. That’s why you’ve got to be proactive when it comes to couponing and use every strategy possible to get them on a fairly regular basis. One way is to write letters to your favourite, and not so favourite, companies. Which is what I’ll be covering in this blog post.

  1. Pick out your favourite brands that you use on a regular basis and have a look at the back of their pack – there should be an address there where you can send letters and queries. Write down these addresses along with the names of the companies, so you don’t get them mixed up. This is where you’ll be sending your letters.
  2. Make sure that each letter is personalized to each company and don’t clip in sentences from other letters to the current one (if you’re using the computer to write your letters), since this can backfire completely. If you manage to get a comment like “my dog loves it” in a letter to a chocolate company, then that shows that you either abuse your dog by giving it chocolate or that you’re reusing parts of the letter from a previous one to a dogfood manufacturer. This isn’t a problem, really when you write by hand, but make sure that you know who you’re writing to so you don’t write the wrong company name by mistake.
  3. Write your letter by hand, unless your handwriting is very hard to read. If you have severe problems with spelling, for example due to dyslexia, then I recommend that you either have someone help you write out the letter or use a computer with a spell check. Then you can write your letter, print it and then sign your name at the bottom. It should look proper and be easy to read to strangers. Also, if you use a pen – make sure that you don’t have too many crossed over words, rewrite the letter if you need to just to make it look nice and proper.
  4. In your letter, compliment the company in a nice and honest way. Don’t overdo it, lie or use grandeur – they can smell those sorts of things from a mile away and it’s very off putting to try and suck up to them. Be honest and natural in your praise.
  5. Tell them why you like their products and be sure to specify exactly what products it is that you often buy and use. This helps them to know why a certain product sells and can ensure that they keep making it.
  6. If you have any suggestions for improvements on a product you use, tell them in a nice way. Companies also likes it when their customers give them suggestions of new flavour combinations or fragrances that you’d like them to start making, so be sure to suggest it to them.
  7. If you’re writing to a pet food company then include a photo of your pet(s) to them and make sure that it’s a cute photo. Write the name(s) in your letter and on the backside of the photograph and tell them what products that they really like the most. If you can’t get a photo, then have the pet leave an inked paw print at the end of the letter.
  8. Your kids can be a part of writing to a company too, if you have them. Have them write a thank-you card and/or make a drawing to their favourite food or toy brands. Be creative!
  9. Don’t ask for coupons or vouchers, as it can be of putting to most companies. You’re not a beggar, so keep some class when you write the letter. I know that this may seem like a contradiction, but your whole letter might come across as a bit fake if at first you compliment them and in the end you ask for/demand coupons – see what I’m getting at?
  10. Don’t forget to put your home address in the letter, just to make sure that they know where to send their reply and always sign with your first and last name in a clear fashion – they should know who sent it and where they can send a reply.
  11. Remember that most companies will just send out a standard thank-you letter, don’t expect everyone to send you a lot of coupons or freebies. Some will, but certainly not every company does this. I’ve had more standardized thank-you letters without anything in them than I’ve had letters containing coupons.
  12. When it comes to complains – don’t complain unless you’ve got a genuine complain. If you have a complaint it’s usually easier to go on to their website and fill in a form. Again, remember to add your home address so that they can send a reimbursement to your home.
  13. Don’t write too often! They’ll start recognizing you and can become less prone to sending you coupons and freebies. But do send them cards for the holidays – Christmas, Channukka, Eid etc.
  14. Finally – always be polite and nice in your letters! This is the most important thing of them all.

Saving on redecoration!

As some of you might know, I’m renovating my home and therefore also doing a lot of redecoration and my budget is very, very tight. That’s why I’m doing as much as possible on my own as a DIY project. Since I’m currently unemployed I’ve got the time to spend on renovating. The big things like gas, plumbing and electricity I don’t do – mostly for legal reasons, I’m not a professional so I can’t legally do stuff like gas and electricity. Plus, I don’t know the first thing about them either, so that’s why I’ve brought in skilled people to fix those things for me. I’m also bringing in a carpenter to repair two rooms for me, the state of them are just too bad for me to have a clue what to do.

But stuff like painting, putting up wallpaper and small stuff I’m doing on my own and I’ve got some hints for you that I’m using. Things that’ll save you money and have saved me quite a few pounds and pence. Just a moment ago I actually saved 48.99£ on paint buy using a “Buy 3 for 2” deal on paint from Homebase. They have the deal through tomorrow (August 20th 2017), so if you hurry you can still catch it online and they deliver from just 3.95£.

I used the deal twice, meaning that I bought six pots of paint and only paid for four (3for2 x2) and that saved me 48.99£. I bought two 2.5 liter cans of primer for walls, one 2.5 liter can of primer for wood, one 2.5 liter can of blue bathroom paint and one each of 2.5 liters of red and a soft white colour for walls. That’s how I used the deals, because I really needed those buckets of colour for my house. Now I’m waiting for a good deal on tiles for my bathroom and a good deal on damp colour for my soon to be pantry that has black mould in it.


Here are a few tips from me on how to save on renovation and redecoration;

  • Plan ahead – if you know in advance exactly what you’re going to do and what you’ll need to get when you do that, half the battle is already won. Planning is key.
  • Write lists – it may seem silly, but writing down what you need and how many will save you trips to the shops and in the end money.
  • Calculate the paint – count as closely as you can how much paint you’re going to need when you repaint a room and don’t forget to include the primer and undercoat when you calculate how much paint you need.
  • Make a budget – boring but absolutely necessary to keep the costs from stacking up. Sit down and make a realistic budget with room for errors and mishaps. By following the other steps you minimize the errors, but be sure to plan ahead for them. Also, plan out rough sums for everything – for example: 200£ on paint, 500£ to hire a redecorator to do some work, 400£ on materials etc.
  • Get a few DIY books – go to your local bookshop, second hand shop, or go online, and invest in a few good DIY and redecorating books and learn how to do as much as you can from them. Plus Youtube is a great source for learning DIY stuff by watching people in action. You can always use DIY books in the future anyway or lend them to family and friends who are renovating.
  • Go deal shopping online – it pays off to do your research online for the materials that you’ll be using for the renovation and don’t be afraid to buy things ahead of time, even if you won’t be needing the stuff for a little while. Some of the paint that I bought won’t be used until the carpenter’s been here and I don’t even know when he’ll be here. But since Homebase had a great sale I bought the items anyway. Not doing so would have cost me at least another 50£, which I now saved. Spending a bit of time on the internet can save you big bucks in the long run.
  • Ask your family, friends and neighbours for help – if you need help putting something up, painting, redoing stuff or something like that, don’t be afraid to ask for help. But you know, buy them pizza or throw a nice dinner party afterwards to say thank you. After all, they’ve worked for you for free! And always provide them with water, goggles, face masks and whatnot that they need while helping you with the work at hand.
  • You don’t need the fancies things – people seem to have an idea that when you redecorate or renovate, you need to use the absolute best of the best when it comes to paint and material, but this is simply not true. I’ve bought a lot of material (paint brushes, sandpaper, cutting knives etc) from Poundland and never had any problems. When I go to Homebase or any other DIY shop I always buy the cheap stuff, because I know that the quality is often just as good as the more expensive stuff. The same goes with paint, some of the paints I bought was about 14£ for 2.5 litres! The only thing I’ll spend a few more pounds on are the damp seal and anti mould paints, because it’s so important not to have mould, mildew or damp in your home. That’s the only exception. Plus, go online and dig around.
  • Order online for delivery – if you find a few good deals in an online shop, but can’t pick it up – get it delivered to your house. Some shops have free delivery, take a small fee or you get free delivery after hitting a certain sum. Try and get to that sum, but if you don’t then go for delivery. Most places take about 4£ for standard delivery and in the end, you’ll still save money this way. If I were to deduct the 3.95£ delivery fee from my savings I’d still save about 45£. So, it really doesn’t matter.

Cheap ways to entertain yourself PART 1

When you’re like me and don’t have much money in the bank, it’s difficult to find things to do outside the house or apartment. This is why I’m always trying to find different & new, free if possible, attractions and amusements. Things that’ll get me outside instead of just sitting inside the house all day on my bum and be lazy. This is part one, and there will be more parts as I find things that you can do, and please leave a comment if you have tips and suggestions for me!

  • Check the posters at your library for concerts, lectures, art shows etc that are cheap or even better – free!
  • Sometimes your local food market/shop has special events to celebrate a new opening, a holiday or the chain’s birthday! When they do, there’s usually free food, happenings, deals and things for kids to do. Be sure to take full adtof this and make it a half or whole day’s outing. There are ofte good discounts on these days!
  • Many libraries have CDs and films of different sorts, go and see if they have anything good and check them out! 
  • Learn a new craft or get a new hobby by borrowing a few books from the library – why not teach yourself how to mend you own clothes or learn a new language?
  • Get an allotment close by and start growing things!
  • Once again, check at your library what kinds of local societies and clubs there are in your town or village. See if anything takes your fancy and join it.
  • Join a study circle, or start one yourself if you can’t find what you’re looking for. Chances are that you’ll get a full group very fast as other people have looked for the same kind of group, but have been too lazy to start a study circle about the subject. Why not start a circle about self-sufficiency or a group where you can trade coupons with others?
  • Go to flea markets and check them out – it doesn’t cost you anything unless you buy something.
  • If you live close to the sea, pack a pick nick basket and go down to the beach for a day of sun, sand and swimming in the ocean.
  • A lot of museums are free, almost free or have one day each week/month that’s admission free. Use this and pack a lunch box if it’s a bit far away.
  • Host a Dutch-treat at your house for your friends or family. Cheap and a great way to meet up and is even more fun if you pick a theme for it.
  • Download a film or documentary and watch it.
  • Go to local markets and traveling carnivals. 

As I said, this is part 1 and remember to leave a comment with suggestions of things you can do on a budget or upcoming topics that you’d like to see!