How to combine coupons

Coupons used on their own doesn’t necessarily mean that you’re going to save huge amounts of money every week, not unless you know how to combine them with each other and instore offers. That’s what determines your final savings and out of pocket expense. If you use a coupon on an item while it’s full price and without any other vouchers or rebates, then that’s a wasted effort and certainly a wasted coupon. Let’s say that you’re going to buy two packs of canned mackerel because you have two 50p off coupons for brand X. The full price for one pack of mackerel is 1.50£ and if you use the coupon it would make your final price 1£. Let’s say that the coupon is valid for 30 days, do you buy it now if you only printed the coupon today or a couple of days ago? No, this is the time to wait and see if it goes on sale in your shop or in any of the other stores that you shop in. If you wait two weeks and see that Morrisons have mackerel on sale for 1£ per can instead of their regular price of 1.50£, then this is where you want to go and buy the two cans. You get the two cans and use both your coupons and end up paying 1£ for both cans. If you would have bought them two weeks ago at full price at shop number one then you’d have paid 2£ after coupons, now you end up 1£ instead – a 66% saving instead of 33%. Now, imagine if you’d have other coupons or rebates that you can combine with the manufacturer’s coupon – that could give you even greater savings or even free food. I’m going to go through the most common ways that you can combine coupons, instore sales and rebates, as long as the coupons allow it. Make sure to read the coupon and see if you can add other coupons to your purchase, or if you can only use one coupon per item. Remember that this usually means money off coupons and not points coupons – you can combine a point coupon with a manufacturer’s coupon.

  1. Peelie and manufacturer coupon

No, you can’t use them both since they’re both manufacturers’ coupons, but with different names and looks. They’re still coupons made by the manufacturer of product that you’re about to buy.

  1. BOGO + manufacturers coupons

This varies from chain to chain, so be sure to ask the particular shop that you’re in – it depends on what the management says. If they say no, then respect that. It can also depend if it’s a Buy One Get One free or if it’s a Buy One Get One half price. Be sure to ask for their policy for both occasions – BOGO free and BOGO half price. Make sure that you get the answer in writing if you’re asking the management, then you have an official letter that is more valid than words and can’t be refused.

  1. Manufacturer coupon + instore coupon

Generally yes, since they’re two different things, instore coupons comes from the shop and manufacturers coupons from the manufacturer. If you get Catalinas, then they’re instore coupons that comes from a manufacturer but can be used with a manufacturer coupon. Read the manufacturer coupon and if it says something like “one coupon per item”, it most often means that you can’t combine two manufacturer’s coupons.

  1. Instore coupon + points coupon

Depends on what kind of coupon it is. You can’t use two X amount of points – those coupons that say 2, 3, 4 or 5 times the points that you earn in a transaction – but you can use a paper coupon that states “get 200 points for buying Catty’s cat food” with a digital voucher that’s loaded to your loyalty card and says “get 50 points if you buy a Catty’s cat food”. Plus, you can add those X times the points earned in a transaction in the end too, but just one.

  1. Rebate + manufacturer coupon

Yes, you can use these together since you’re not actually using them at the same time. Just use the coupon as usual at the register, save your receipt and then scan it into the rebate app to get that retroactive cashback.

  1. Rebate + instore coupon

Yes again. This is just the same as the example above. Use the coupon instore, get the receipt and scan it in the rebate app.

  1. Rebate + manufacturer coupon + instore coupon

This is the third yes. If the manufacturer coupon allows that you stack an instore coupon to it, then you can get an extremely good deal and quite possibly a freebie or a moneymaker. Getting all three in combination with a sales price is the best thing and all though it doesn’t happen very often, it can still happen.

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Couponing 101 – now available on Fiverr

I’ve just joined the site Fiverr. If you’re not familiar with the site, it provides a ton of different services for 5$ and up and it’s everything from having someone draw a birthday card for you to someone tucking you in at night and singing you to sleep with songs.

https://www.fiverr.com/poor_mans_guide (my profile)

 

I’ve just started offering a course in couponing for beginners and it has 3 different tiers: Bronze, Silver and Gold – each with its own exclusive material! You can even have me coming with you to the shops for a personalised experience (T&C applies)! So, if you’re interested in learning what exactly couponing is and the foundations of it: click the link and reserve a package for you or your friends today!

 

MORE PACKAGES WILL BE AVAILABLE IN THE NEAR FUTURE! Please send a message or write a comment if there’s something you’d like me to sell on Fiverr.

Pancake recipe

Ingredients 

4 eggs

8 dl milk

4 dl flour

1 tsp salt

Butter to fry in

Jam, sugar, ice cream, maple syrup 
Instructions 

  1. Whisk the eggs, the flour, the salt and half of the milk together to a smooth batter. Make sure that there are no lumps.
  2. Mix in the rest of the milk and whisk until well combined.
  3. Set it aside to swell while you put a frying pan on to heat. Heat the frying pan until hot
  4. Put some butter in the hot pan and wait until it’s stopped sizzling – that’s how you know the pan is hot enough.
  5. Whisk the pancake mix a couple of times before using it.
  6. Put 1dl of pancake mix in the pan and swirl it around to make an even pancake. 
  7. Fry it a couple of minutes on each side and plate it.
  8. Repeat with the rest of the mix.
  9. Serve with jam, sugar, ice cream or maple syrup and a nice glass of milk 

How to stay powered up while travelling

Travelling can be very stressful, especially when things go wrong, but with this simple tip you can at least stay connected and powered up!

 

When you get stuck at an airport or train station for hours on end, with no train or plane in sight, you will get a low battery on your phone/devices and staying connected is important, especially when you’re in a foreign country. If your charger has the same outlet as the country that you’re visiting – go ahead and plug it in – but if you don’t and you don’t have an adapter, then you’re in trouble. It can be surprisingly hard to find an adapter or two, so be sure to have a couple extra ones in your hand luggage.

 

If you have a connection in a country, on your way to your destination, bring an adapter for that country too – you never know when you’re going to need it. Why? Well, if your flight is late or cancelled from you first airport and you get on a later flight, you will possibly end up spending A LOT of time in the airport of your connecting flight. The flight might only leave once a day, or you’ve missed the last one and will have to spend the night at the new airport/airport hotel. Then you might just need a way to get power in this land too.

Final gingerbread count

I made gingerbread biscuits the other day and the final count for that was 128 biscuits at a cost of about 3€, since I had all of the ingredients at home already. The cost for every biscuit is about 2c, which is a VERY good price for a homemade biscuit. You can, of course, find the recipe a previous blog post – just search for it among the recipes. If you want to make biscuits a bit fancier you can mix 4dl of powdered sugar with 1dl water into a paste and then pipe it on the biscuits. There are food colors at the grocery shops if you want to make different colours too and it only makes them a couple of cents more expensive, depending on what brand of powdered sugar you use and if you colour the sugar paste.

How to save on holiday foods!

What you serve at your Christmas dinner depends on where you live, as well as when you celebrate it – on the 24th or the 25th of December. You might nog even celebrate Christmas, you might have Chanukka or some other holiday. But there will be food and it can often cost a lot of money to buy. How many of us doesn’t curse at the expenses of food during regular weeks? Imagine the costs during a major holiday. If you want to save, like I do, or can’t really afford the food – but still want to give your family a nice meal – then planning, coupons and the weekly ad will take you a long way. I’m going to give some general tips and then post some links to coupon sites.

I’m using Christmas as an example since I celebrate it, but the tips and tricks can be applied to any holiday.

 

Tips:

  • Like when you’re buying the holiday gifts, planning is everything. If you haven’t planned anything then you’re going to end up overspending, miscalculating dishes for the amount of people present, multiple and unnecessary trips to the shops.
  • Start planning any dinners/lunches where your extended family will attend at least 3-4 weeks in advance. Plan what dishes you will be serving, what the ingredients are and how much you need to make of each dish.
  • Remember to plan for the side dishes, condiments, snacks, sweets and drinks! It’s easy to remember mustard when you sit there at the dinner table and want some.
  • Lists are everything! Make lists of what you need to buy and group the ingredients after what type of food they are, for example:
    • Fruits
    • Vegetables
    • Condiments
    • Baking goods
    • Meats
  • When you make the lists, make sure to separate them buy shop chain as well! Sainsbury’s, Tesco, Aldi, Lidl, Tesco, Walmart, ICA, COOP, you name it!
  • Will anyone be staying be staying with you, other than your closest family (spouse and children)? They need food too!
  • Will it be a buffet, formal dinner or a regular meal? Each have their own advantage, but I’d recommend some type of buffet.
  • If you choose to have a buffet, first decide on what dishes you’re going to be serving or assign a dish to each guest (if you’re having them). If guests are bringing some of the dishes, you all save on food!
  • Shops usually start marketing their Christmas food at least 6 weeks before Christmas. Take advantage of this and start buying what you know you need. Some things we always have at Christmas, every single year, so why not buy them now and tick them off your list?
  • Always check the weekly ads in the shops closest to you! More often or not they have one or two Christmas foods on sale every week leading up to Christmas, make sure you buy them and always buy the full allowance. For example: you have a baked ham on your Christmas table and one week your shop allows you to buy 2 good sized hams for 10€. It’s one purchase per household. Buy those two hams, even if you know that you’ll only eat one. You can cook the other one too and have dinners and lunches for a rather long time after, if you freeze it.
  • Remember that manufacturers often put out a lot of coupons for their products during the holidays, since they want you to buy their products. Take a few coupons and save them. You should of course use some of them for the items that you need at the moment, if it gives you a good price, but after Christmas the shops often drops their prices to make room for new products. That means that you can score some incredible deals, and even freebies or money makers, if you took a couple of extra coupons when there were some.
  • If your shop allows overage – use it to buy the things that you can’t get coupons for
  • READ YOUR WEEKLY ADS LIKE IT’S THE BIBLE, PEOPLE!
  • Take a couple of hours to surf around for coupons and discounts and print as many coupons as you’re allowed.
  • Your shops usually have some kind of loyalty card. Make sure to sign up for that. That way you get instore coupons, deals and rebates. The instore coupons can be combined with a manufacturer’s coupon and make a product free, close to free or a money maker.

 

Links:

Coupons.com (US): https://www.coupons.com/

Grocery Coupon Network (US): https://www.grocerycouponnetwork.com/

Be frugal (US): http://www.befrugal.com/printable/restaurant/

Retail me not (US): https://www.retailmenot.com/coupons/fastfood

Coupon Mama (UK): https://couponmamauk.co.uk/

Money Saving Experts (UK): http://www.moneysavingexpert.com/deals/supermarket-coupons

Extreme Couponing (UK): http://www.extremecouponing.co.uk/

Extreme Couponing & Deals (UK): https://excoupuk.com/

Super Savvy me (UK): https://www.supersavvyme.co.uk/offers/coupon

Hot UK deals (UK): http://www.hotukdeals.com/groceries

Hip2Save (US): http://hip2save.com/

Southern Savers (US): http://www.southernsavers.com/