Oatmeal Porridge

You don’t get cheaper than this and if you’re really desperate for a good, cheap meal – this one’s for you. Rolled oats don’t cost much and you don’t need milk as your liquid, water is just fine.

Ingredients:

1 cup (2.5dcl) rolled oats

2 cups (5dcl) water

½ teaspoon salt

Jam, sugar or butter

 

Instructions:

  1. Add the oats, water and salt in a small saucepan and stir
  2. Put the hob on High until it starts to simmer.
  3. Take the heat down to Low and let the porridge simmer for a few minutes. Stir quite often to prevent it from sticking to the bottom.
  4. Serve up in bowls, with a bit of jam, butter or whatever you’ve got at home.

This recipe makes about two portions or one large portion. If you’ve got milk at home, add some on top of the porridge.

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How to combine coupons

Coupons used on their own doesn’t necessarily mean that you’re going to save huge amounts of money every week, not unless you know how to combine them with each other and instore offers. That’s what determines your final savings and out of pocket expense. If you use a coupon on an item while it’s full price and without any other vouchers or rebates, then that’s a wasted effort and certainly a wasted coupon. Let’s say that you’re going to buy two packs of canned mackerel because you have two 50p off coupons for brand X. The full price for one pack of mackerel is 1.50£ and if you use the coupon it would make your final price 1£. Let’s say that the coupon is valid for 30 days, do you buy it now if you only printed the coupon today or a couple of days ago? No, this is the time to wait and see if it goes on sale in your shop or in any of the other stores that you shop in. If you wait two weeks and see that Morrisons have mackerel on sale for 1£ per can instead of their regular price of 1.50£, then this is where you want to go and buy the two cans. You get the two cans and use both your coupons and end up paying 1£ for both cans. If you would have bought them two weeks ago at full price at shop number one then you’d have paid 2£ after coupons, now you end up 1£ instead – a 66% saving instead of 33%. Now, imagine if you’d have other coupons or rebates that you can combine with the manufacturer’s coupon – that could give you even greater savings or even free food. I’m going to go through the most common ways that you can combine coupons, instore sales and rebates, as long as the coupons allow it. Make sure to read the coupon and see if you can add other coupons to your purchase, or if you can only use one coupon per item. Remember that this usually means money off coupons and not points coupons – you can combine a point coupon with a manufacturer’s coupon.

  1. Peelie and manufacturer coupon

No, you can’t use them both since they’re both manufacturers’ coupons, but with different names and looks. They’re still coupons made by the manufacturer of product that you’re about to buy.

  1. BOGO + manufacturers coupons

This varies from chain to chain, so be sure to ask the particular shop that you’re in – it depends on what the management says. If they say no, then respect that. It can also depend if it’s a Buy One Get One free or if it’s a Buy One Get One half price. Be sure to ask for their policy for both occasions – BOGO free and BOGO half price. Make sure that you get the answer in writing if you’re asking the management, then you have an official letter that is more valid than words and can’t be refused.

  1. Manufacturer coupon + instore coupon

Generally yes, since they’re two different things, instore coupons comes from the shop and manufacturers coupons from the manufacturer. If you get Catalinas, then they’re instore coupons that comes from a manufacturer but can be used with a manufacturer coupon. Read the manufacturer coupon and if it says something like “one coupon per item”, it most often means that you can’t combine two manufacturer’s coupons.

  1. Instore coupon + points coupon

Depends on what kind of coupon it is. You can’t use two X amount of points – those coupons that say 2, 3, 4 or 5 times the points that you earn in a transaction – but you can use a paper coupon that states “get 200 points for buying Catty’s cat food” with a digital voucher that’s loaded to your loyalty card and says “get 50 points if you buy a Catty’s cat food”. Plus, you can add those X times the points earned in a transaction in the end too, but just one.

  1. Rebate + manufacturer coupon

Yes, you can use these together since you’re not actually using them at the same time. Just use the coupon as usual at the register, save your receipt and then scan it into the rebate app to get that retroactive cashback.

  1. Rebate + instore coupon

Yes again. This is just the same as the example above. Use the coupon instore, get the receipt and scan it in the rebate app.

  1. Rebate + manufacturer coupon + instore coupon

This is the third yes. If the manufacturer coupon allows that you stack an instore coupon to it, then you can get an extremely good deal and quite possibly a freebie or a moneymaker. Getting all three in combination with a sales price is the best thing and all though it doesn’t happen very often, it can still happen.

Couponing 101 – now available on Fiverr

I’ve just joined the site Fiverr. If you’re not familiar with the site, it provides a ton of different services for 5$ and up and it’s everything from having someone draw a birthday card for you to someone tucking you in at night and singing you to sleep with songs.

https://www.fiverr.com/poor_mans_guide (my profile)

 

I’ve just started offering a course in couponing for beginners and it has 3 different tiers: Bronze, Silver and Gold – each with its own exclusive material! You can even have me coming with you to the shops for a personalised experience (T&C applies)! So, if you’re interested in learning what exactly couponing is and the foundations of it: click the link and reserve a package for you or your friends today!

 

MORE PACKAGES WILL BE AVAILABLE IN THE NEAR FUTURE! Please send a message or write a comment if there’s something you’d like me to sell on Fiverr.

Deal shopping holiday gifts

The holiday season for me, and millions of other people, can be very stressful and puts a strain on a lot of peoples’ economy – unnecessarily. Whatever holiday you celebrate in December, gifts and good food are big parts of them. Studies show that we argue, fight and feel emotionally worse during the Christmas and Chanukka seasons, for loads of reasons. But, with good planning, and a few easy tips and tricks, you can avoid a lot of tears and sleepless nights. There are good and easy ways to save money and don’t go into debt or ruin to have a nice holiday.

First I’m going to discuss how to get nice gifts for you family and friends, tips & tricks and then put out some useful links to different discount websites, price comparing sites etc. I’ll get to food in my next blog post, since I suspect that this will be a rather long post.

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Gifts

For me, buying gifts is the most stressful of all! I celebrate Christmas and I’ve already started asking my friends and family what they want for Christmas, just so I won’t be stressed the week leading up to it. There are a million things to be done anyway and spreading out your shopping is a smart move. Let me give you a few tips that you can use:

  • Start planning NOW! Sit down with your spouse/girlfriend/boyfriend/children (if you have either one) and plan the holiday. Let you kids be part of the plans from an early age, they’ll love it!
  • Spread out you gift shopping – you don’t have to do everything at once. Do a few every week and always bring a list with you to cross check and cross off what you’ve bought. That way you won’t buy the same thing twice. The same thing goes for food.
  • WRITE lists of what everyone wants – you WON’T remember what your family and friends want.
  • Start asking the ones you plan on buying presents for what they want already, it pays to be early. Again, if you ask late then you’ll have to stress buy everything at once and that’s not good.
  • Order of the internet or try finding what you want on clearance. That saves huge amounts of money. Take some time to surf around and compare prices at different websites. Also, many websites give you free shipping if you order over a certain amount, so if you can – collect a few presents from the same site to get over that amount, providing that all the gifts are at a relatively good price.
    • There are more often than not codes for free shipping. Hunt one down!
  • DO NOT use the deal: “Buy now – pay in 3 months”. That costs extra money and could set you into debt. Only shop with money you have NOW, or don’t buy it.
  • If you have a stockpile at home, then you can make cheap gift baskets from that. Put together a basket and wrap it in a festive crepe paper and some beautiful satin bands, and give it away to relatives, recently married friends etc.
  • A gift basket from your stockpile can contain so many combinations, for example
    • Diapers, pacifiers, baby wipes, baby clothes that were on sale, laundry detergent, baby food and a little stuffed toy for the new parents, or parents-to-be.
    • Laundry detergent, washing up liquid, soap, shampoo, cleaning supplies etc. and other household items to the friend or relative who’s just bought a home or moved away to go to college and might be a little strapped for cash.
    • Pasta, marinara sauce, baked beans, tins, gift cards to food shops, travel sized shampoos and soap, coupons and other things to the person who’s just started studying at college or the university.
  • Set a budget and stick to it. Say: “This year our budget for presents is going to be X. How can I/we stick to it?”
  • Have savings account for holiday expenses just like you have one for vacation, emergencies and pension. Put a little sum in every week/month, depending on how often you get paid, and you’ll have a good start. This account can be used for other holidays as well and not just the ones in December. Just remember to always have money there!
  • Homemade food is always appreciated. If you have a garden full of various fruits, berries and vegetables, then do something with them and give away jams, juices, pickles etc.
  • Decide on how many gifts each person is going to have, for example: each of my children will have 4 each, my spouse 3, I’m getting 3 from myself and every other relative will get 1 gift each. That limits it somewhat.
  • I like to leave a gift for the mailman and the guys who empty my garbage every week. Usually I buy a couple of nice chocolate boxes, wrap them and write a card. Then I go out when I see them and wish them a happy holiday.
  • Hunt for coupons, rebates and discount codes. There are a million of them during the holidays.
  • Be aware that some shops actually mark up their prices a lot before the 25th of December and then dump them for the sales.

 

Useful links:

Pricerunner (UK): http://www.pricerunner.co.uk/

Pricerunner (US): http://www.pricegrabber.com/

Pricerunner (SWE): http://www.pricerunner.se/

Deal Extreme: http://www.dx.com/?Utm_rid=16341893&Utm_source=affiliate

Amazon (UK); https://www.amazon.co.uk/

Amazon (US): https://www.amazon.com/

Voucher codes (UK): https://www.vouchercodes.co.uk/

My Voucher Codes (UK): https://www.myvouchercodes.co.uk/

Missguided Voucher Codes (UK): https://www.vouchercodes.co.uk/missguided.co.uk

Official Coupon Code (US): https://www.officialcouponcode.com/

Voucher Cloud (US): https://www.vouchercloud.net/

Groupon (US): https://www.groupon.com/

Groupon (UK): https://www.groupon.co.uk/

Coupons (US): https://www.coupons.com/coupon-codes/

Ashley’s money saver (UK): https://ashleighmoneysaver.co.uk/coupon-detective/

Extreme Couponing (UK): http://www.extremecouponing.co.uk/

Supermarket Coupons (UK): http://www.moneysavingexpert.com/deals/supermarket-coupons

Got today’s haul at a bargain

I went to the shop to find coupons, not to shop, but then I found their 50% off shelves… at most I was going to buy some cheap meat that’s about to expire. I didn’t just buy crap, the things I actually bought I need.

Nothing was expired, every food thing is perfectly within date and edible.  This time I got:

  • 4 six packs of Pepsi Max
  • 4 packs of gel packs for the toilet
  • 2 bottles of organic apple cider
  • 2 small bottles of cloudy, organic apple juice
  • 2 taco kits
  • 2 Tetra Pak of organic sour milk 
  • 2 packs of cleaning cloths
  • 1 pack of garbage bags 
  • 2 chocolates protein puddings
  • 1 special gel pack for the toilet 

Total cost: 34€

Before rebates:  68€!

Some of my upcoming topics

I’ve started making a list of topics that I’ll be writing about and I’ve gotten quite a few down so far – so I thought that I would share them with you. Of course there’ll be more posts than the ideas, but it’s a start.

  1. Saving when you shower
  2. Dumpster diving
  3. “Stealing” soap from hotels
  4. Coupons
  5. Cheap food that is about to expire in the store
  6. Eating out cheap
  7. Saving water while on the loo
  8. How to eat cheaply but still eat good and getting all the vitamins, minerals and nutrients.
  9. Vitamin pills
  10. Recipes

If you have a specific topic that you’d like me to write about, then write me a comment and I’ll see what I can do.

Remember to follow me here on WordPress, Instagram, Twitter and Youtube for the latest deals and blogpostss

Just a quick post before work!

I just thought I’d write something really quick before going of to work.

 

I created this blog almost two months ago and then forgot about it up until a few days ago, when I decided to start it again – seriously. I’ve been setting up an Instagram account, a Twitter account and a Youtube channel, and I’m planning my next few blog posts so bear with me.

I’d also like to point out that English is my second language, so if there’re any grammar errors, spelling errors etc. – that’s why, but please let me know and I’ll correct them. I won’t be offended if you tell me in a nice way.

My goal is to get a nice camera and start recording videos as well of my weekly shopping, but for Instagram I’m just going to use my iPhone.

If you look down to the right you’ll see links to my Instagram, Twitter and Youtube channel, so feel free to follow and subscribe.

 

Thanks for today and I’ll be back later this week with a proper blog post.

Instagram: thepoormansguidetothegalaxy

Twitter:@Poor_mans_guide